Best Credit Cards — June 2026

Unlimited 3% cash back on groceries, 2% on gas and dining, 1% on everything else. No rotating categories.

• $200 welcome bonus after $1,000 spend in 90 days
• 0% intro APR for 15 months on purchases and balance transfers
• No foreign transaction fees worldwide
• Free FICO score access monthly

Flat 2% cash back on every purchase, everywhere. No categories to activate, no caps on earnings.

• Unlimited 2% cash back on all purchases
• $150 bonus after $500 spend in first 3 months
• 0% intro APR for 12 months on purchases
• No annual fee · No foreign transaction fees

6% cash back at US supermarkets (up to $6k/yr), 6% on streaming, 3% on transit and gas.

• 6% at supermarkets, 3% at gas stations and transit
• $250 statement credit after $1,000 spend
• 0% intro APR for 12 months
• $95 annual fee (waived first year)

5x points on flights and hotels, 3x on dining and streaming. Points worth 1.5¢ for travel.

• 75,000 bonus points after $4,000 spend in 6 months
• $300 annual travel credit + airport lounge access
• Travel insurance: trip cancellation, delay, baggage
• Global Entry or TSA PreCheck credit

2x miles on every purchase, 5x on hotels and rental cars through the portal. 75,000 mile bonus.

• 75,000 bonus miles after $4,000 spend
• $300 annual travel credit + 10x on hotels
• 2 free airport lounge visits per year
• Miles transfer to 15+ airline partners

0% intro APR for 21 months on balance transfers. Longest 0% period available.

• 0% intro APR for 21 months on balance transfers
• 3% balance transfer fee (first 120 days)
• No annual fee · Free credit monitoring

Designed for students. 2% cash back on gas and restaurants. No credit history required.

• No credit history required
• 2% cash back at gas stations and restaurants
• Free monthly FICO score
• No annual fee · $0 fraud liability

Rebuild credit with a secured card. Reports to all 3 bureaus. Automatic upgrade path.

• $200 refundable deposit for $200 credit line
• Reports to Equifax, Experian and TransUnion
• 1.5% cash back on every purchase
• Review for increase after 7 months